There are personal injury lawyers who suggest in their advertising that they know some
magic formula that allows them to tell you how much your accident injury case is worth.
The simple fact is that's simply Madison Avenue advertisement jargon.
Just like every person is different and unique, every personal injury case is unique
because of important facts such as the type of injury, time horizon for
medical care, and even the available insurance coverage at the time of the accident. Two people in
the same motor vehicle accident with the same injuries can have entirely
different courses of medical care and can be looking at substantially
different levels of future medical needs.
Many of these facts are not apparent or clear at the very beginning of a personal injury case. If an attorney in an initial conference tells you that he knows how much your injury case is worth, this is really a tremendous oversimplification. You should be leery of any personal injury attorney who evaluates your case with such simplicity.
The accident attorneys here at Anderson, Hemmat & McQuinn take the time to thoroughly evaluate every aspect of your personal injury case. We have been praised time and time again for our ability to effectively communicate with our clients and not rush through or oversimplify any aspect of your accident injury case. We will not reel you in by touting how much your case may be worth. We will however fight tooth and nail to get you the maximum compensation your particular personal injury case is REALLY WORTH.
Useful Personal Injury FAQ Articles from Our Denver Personal Injury Blog:
ERISA is short for Employment Retirement Income Securities Act. It is an octopus of federal regulations that largely do not mean a whole lot to people unless they get involved in an injury accident and need their health insurance to pay for medical bills.
In that situation, there is a certain classification of health insurance that is regulated under federal ERISA law. When it comes to paying back health insurance benefits, knowing whether the insurance plan is or is not regulated by ERISA is critical. If your group health insurance comes from a company that you, your spouse, or your parents work for that is a very large multi-national corporation with thousands or hundreds of thousands of employees, it is exceedingly likely that ERISA would apply to the payback of any benefits your health insurance paid related to your injury accident. Alternatively, if you work at a small company with less than 25 or 30 employees, it is highly likely that ERISA would not apply to that health insurance, or the payback of any benefits health insurance paid related to your accident with injuries. Continue Reading...
You've had an auto accident with injuries and then what happens is you get a call from your insurance company, wanting to get a recorded statement of you. What are they looking for? Mostly, they're looking for fraud. They're looking for you to make up a story, something provable. They're looking for you to not be able to identify where exactly the accident happened. They're looking for you to be vague as to the details. Be specific and sharp on the details of the motor vehicle accident. You may very well want to wait to get a copy your own accident report before you actually get on the phone with the insurance company. Continue Reading...
When you call the insurance company to submit your claim for a car crash, workers compensation claim, your wife's missing wedding ring, or even to start the process for disability insurance, you can be sure that the insurance company is going to investigate your claim thoroughly. That means they will begin an investigation of you. The investigation methods for insurance companies vary. The scope and detail of the investigation also varies. But, in terms of what they are looking for, it’s always the same.
When an insurance company investigates you, they are seeking to confirm that your claim is legitimate. But even when they deem your claim to be meritorious, they often continue to investigate you. Why? Insurance companies want to make sure that the scope of your claim for loss (damages) is not an effort by you to overreach. In short, they are looking to rule out fraud. Continue Reading...
There's a series of protections in our federal law that I think anybody injured in a car crash needs to have an attorney to understand, and that's the Fair Debt Collection Practices Act. One of the problems that a client will experience after a car crash is that even if they've got a lawyer representing them and they've got doctors that are providing them good care, at some point, and usually it's after 30 days, they start getting notices, debt collection. Ambulance company, paramedics: they're notorious for doing this, which is filing collection efforts and having collection companies start sending you correspondence maybe as soon as 30 days after your car crash. Continue Reading...
In a lot of car crashes, particularly high speed or drunk driving car crashes, you end up finding that during the course of your case, there's actually two sets of justice going on. You've got the criminal case, and that's being prosecuted by a prosecutor from a DA's office. Then you have your civil case, where you're pursuing insurance and compensation for loss.
Sometimes, these get confused by our clients, because what ends up happening at some point during the criminal case, is you very well may get something called a notice of restitution or a questionnaire about restitution. Well, restitution is the idea that part of the criminal sentence should include that anything that that drunk driver, negligent driver did to you, he or she should be responsible to pay back as a condition of any eventual plea bargain in the criminal case. Continue Reading...