Colorado's Personal Injury Law Blog

New Uninsured/Underinsured Motorist Law - Know Your Rights

New Uninsured/Underinsured Motorist Law - Know Your Rights

 Posted by:    Mar 17, 2015  

Over the years, I've taken some time to learn the uninsured motorist laws of our state. For example, in Colorado even if you've never paid a dime for uninsured motorist premiums you get uninsured motorist benefits unless the insurance company can produce a rejection form, by you rejecting that coverage on your policy.

Now that's been the law for a long time in our state. What we found, however, is that the insurance companies over the years have gotten better at making sure they had these rejection forms signed. That is until October 9, 2014, when a brand new case came down called Johnson versus State Farm at our court of appeals. What that case says is that it is no longer acceptable for only one of the insured's or one of the policyholders to sign one of those notices of rejection. What does that mean?

A client comes into my office and they have very serious injuries and the amount of insurance that the person who hit them has doesn't cover the extent of their injuries due to the accident. Perhaps that person had no insurance. We'd be looking to uninsured motorist coverage or what's called underinsured motorist coverage when somebody has some coverage we'd be looking to your insurance to supplement and get you more coverage and more compensation for your injuries.

So in a situation where even if the person has never paid a premium for uninsured motorist coverage, if the insurance company hasn't had the form signed correctly by all of the policyholders, you very likely are entitled to uninsured motorist benefits even if you never paid for it. It's very important to read the language of your policy and it's also very important to look at these exclusions because these laws are always changing, and it's a highly regulated area.

For more information, contact us at 303-782-9999 or go to start your free case evaluation now.

Current Post Comments

Quick & Easy Contact

Are You a Robot? - Help

Review Us Online

Review Anderson Hemmat on Google Plus
Review Anderson Hemmat on Facebook
Review Anderson Hemmat on
Review Anderson Hemmat on Yelp
Review Anderson Hemmat on AVVO
Talk to Anderson Hemmat Past Clients

Firm Associations

  • Featured in Super Lawyer Magazine
    Featured in Super Lawyers
  • AV Preeminent Rating 2017
    AV Peer Review Rated
  • Colorado Supreme Court
    Colorado Supreme Court
  • AVVO Rated Law Firm
    AVVO 10.0 Rated Law Firm
  • Colorado Trial Lawyers Association
    Colorado Trial Lawyers Association
  • Colorado Bar Association
    Colorado Bar Association
  • National Trial Lawyers
    National Trial Lawyers Association
  • American Association for Justice
    American Association for Justice
  • American Institute of Legal Counsel
    American Institute of Legal Counsel
  • Find Law
    Featured on Find Law
  • ASLA
    American Society of Legal Advocates
  • CATL
    Class Action Trial Lawyers Association
  • Rue Rated Attorneys
    Rue Rated Attorneys
  • Justia
    Justia Member
  • Million Dollar Advocates Forums
    Million Dollar Advocates Forums
    Featured on
    National Academy of P.I. Attorneys
  • NOLO
    Featured on
  • Top American Lawyers Association
    Top American Lawyers Association
  • Best Law Firms of America
    Best Law Firms of America
  • Trial Masters
    Trial Masters Member

Blog Post Archive


Captcha Image
Anderson Hemmat, LLC
5613 DTC Pkwy #150 Greenwood Village , CO 80111
Phone: (303) 782-9999

The information on this website is for general information purposes only. Nothing on this should be taken as legal advice for any individual case or situation. This information on this website is not intended to create, and receipt or viewing of this information does not constitute, an attorney-client relationship.

Copyright © Anderson Hemmat, LLC | By +Chad Hemmat | Colorado Injury Accident Attorneys | Personal Injury Blog | About Anderson Hemmat Law Firm | Privacy

Anderson Hemmat Logo

Reset Your Password