The purpose of paying for insurance is to have it when you need it. When you pay for an insurance policy, the insurance company agrees to be financially responsible when a claim situation occurs. When a person suffers some type of a loss or personal injury for which they are insured, such as an auto accident, health coverage issue, or property damage, they expect their insurance company will provide them with the benefits of the coverage they are entitled to. Unfortunately, this does not always occur. There are unscrupulous insurance companies who will often attempt to avoid paying out a claim by denying it, delaying it, or paying a minimal amount. This is unacceptable behavior, and you shouldn't have to deal with it. If you feel you have been treated unfairly by your insurance company, contact a Denver insurance bad faith attorney to review your claim situation. These kinds of situations unfortunately occur all the time, and we are very experienced with handling them. We can analyze your insurance coverage and what compensation you are entitled to in order to determine whether your insurance company failed to follow fair claims practices. If they have, rest assured we will help you handle everything having to do with your insurance bad faith claim accordingly. Watch this video about insurance bad faith claims in Colorado.
Do you have a dispute with your insurance company over a current accident claim. When you purchase insurance coverage, whether it is car insurance, business insurance or even health insurance, you establish a contract with the insurance company to provide you with the coverage as stated in the policy. The details of the contract vary from situation to situation, but what they are required to cover is specifically lined out in writing. When the insurance company violates that contract, you are entitled to file a claim against them for bad faith, in essence allowing you to pursue the coverage you were entitled to and in addition recover damages from them for breach of contract. It is a legal agreement into which you have entered. As such, you may require professional legal assistance to pursue compensation when the agreement is broken. If the denial or delay of your legitimate insurance claim has caused you undue hardship or financial stress, we will ensure that the insurance company is held accountable for its actions.
Insurance is supposed to be there to help you cover sudden expenses from accidents, medical situations, and anything else that you have lined out in your coverage contract with them. When they fail to deliver, it can leave you in a dire situation where you have difficulty paying for the things you need. You may have to sacrifice other expenses to take care of those more pressing, and this can have many adverse effects on you and your loved ones. If the financial distress becomes pressing enough to affect your ability to pay your bills, then your credit will suffer. Credit problems can follow you for years and years, making it difficult to buy homes, vehicles, insurance, and much more. The longer you wait to get help pursuing a bad faith claim for the money your insurance company owes you, the more likely you are to develop problems paying bills and protecting your credit. It is also harder to set up a strong case the farther away from an incident that you get. Don't wait any longer. Let our experienced Denver accident attorneys seek justice for you.
A highly skilled personal injury attorney from Anderson, Hemmat & McQuinn are well versed in insurance bad faith claims and insurance claim disputes. We can evaluate what insurance compensation you may be entitled to for your accident injuries or property damage. You can rely on us to represent you fairly in this unfortunate situation and make sure that the insurance company doesn't get away with taking advantage of your trust in them. When you call our accident attorneys, we will consult with you and evaluate the situation for free. This will allow us to determine what the insurance company owes you and how we can best pursue your insurance bad faith case from there. We understand how frustrating this process can be, which is why we want to help. Contact us today and let us start working for your rightful compensation.
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Typically, a personal injury accident case will go to trial when a settlement agreement cannot be reached outside of courts. If the defendant in the personal injury case is refusing to offer a settlement that accurately reflects the extent of damages, then a trial might be the only option to secure maximum financial compensation.
The best way to know whether or not you should accept a personal injury settlement is to consult with an accident lawyer you trust. Insurance companies try to get claimants to settle quickly before they know how much they actually could get for their accident. Consider having your personal injury case evaluated by a Denver accident attorney from our law firm.
Anderson, Hemmat & McQuinn operates on a contingency fee basis. This is a "no recovery, no fee" guarantee which basically states that you do not owe us attorney fees until we obtain a verdict or settlement for you. To learn more about payment options, please call our experienced accident attorneys directly.
While it is not mandatory that you have legal representation for a personal injury case, it can be extremely beneficial. Many people are cut short of the financial compensation because they were not aware of how much they actually deserved for their extensive accident.
Many people do not go to the hospital after car accidents either because they think they are not injured or they fear they will have to pay out of pocket for the visit. Truthfully, many car accident injuries can go undetected and may not begin to bother the victim until days or even weeks after the accident. As a precaution, anyone involved in a moderate to serious car accident should go to the hospital for a physical evaluation. Most likely, this visit will be covered by insurance. Just be sure to keep record of the visit and the payment for the visit.
It can be difficult for a driver to know how much they're entitled to after a car accident. Many drivers accept the insurance company's first settlement offer because they trust that it's fair and will be enough to cover all accident-related expenses. This is not always the case. We encourage drivers to consult with a car accident attorney after a collision for a second opinion on how much your claim is worth. More often than not, insurance companies offer claimants far less than they actually deserve.
Colorado has comparative/contributory negligence laws. This means that even drivers who are partially at fault for accidents can recover compensation from insurance. However, this does not apply to drivers who are more than 50 percent at fault for the collision. For example, if the insurance adjusters decided that you were 20 percent at-fault and the other driver was 80 percent at-fault, then you could collect up to 80 percent from the other driver's insurance.
The information on this website is for general information purposes only. Nothing on this should be taken as legal advice for any individual case or situation. This information on this website is not intended to create, and receipt or viewing of this information does not constitute, an attorney-client relationship.